System position is the aggregate view of your entire banking system at a point in time. It combines data from all policies in your household into a single set of key metrics:
| Metric | Definition |
|---|---|
| Total Cash Value | Sum of most recent cash value snapshots across all policies |
| Total Death Benefit | Sum of most recent death benefit snapshots across all policies |
| Total Loan Balance | Sum of all outstanding policy loan balances |
| Net Cash Value | Total cash value minus total loan balance |
| System LTV | Total loan balance divided by total cash value, expressed as a percentage |
System position gives you a single-screen view of where your banking system stands without needing to check each policy individually.