When you refer other advisors to Policy Stack, you earn referral credits that reduce your future invoices. This article explains how credits accumulate, when they apply, and how to track your balance.
How Referral Credits Work
Each qualifying referral earns you a credit toward your advisor subscription. Credits are awarded when the referred advisor completes their first paid billing cycle — not at the time of signup.
Referral credits are applied as a line-item discount on your invoice. They reduce the total amount charged to your payment method but do not change your plan's base price.
Credit Accumulation
Credits accumulate in your account as referrals convert to paid subscribers:
| Event | Credit Awarded |
|---|---|
| Referred advisor completes first paid month | Credit added to your balance |
| Referred advisor upgrades to a higher tier |