Monitoring how clients are repaying policy loans into their banking system is a core part of advisory practice. Policy Stack surfaces repayment data across your client book so you can identify who may benefit from a conversation.
Viewing Repayment from the Client Profile
Open any client's profile and look at Capital In Use on the Banking tab. It shows:
- Policy loan accounts — one carrier-facing account per policy, with current balance, loan rate, LTV, and CV still available
- Draws — the characterized draws nested beneath each account, with drawn amount and current allocated balance
- Repaid this year — the confirmed calendar-year total as a plain fact, without a target or progress grade
- Manual review — a neutral flag when multiple active policy-loan rows prevent a single resolved account view
Actual is implicit for recorded-only financial values; non-Actual values stay explicitly badged. Unconfirmed Auto Log repayments are excluded from the Actual year-to-date figure until confirmed.
Using Smart Lists to Monitor Repayment
Build Smart Lists to surface clients who may be ready for a repayment conversation:
| Smart List Recipe | Conditions |
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