Editing and Deleting Cash Flows

What Fields You Can Edit

For three-bucket cash flows, the dialog enforces that the three buckets sum to the total — you cannot save until they balance.

Deleting a Cash Flow

Standalone cash-flow deletion has no undo. If you delete the wrong row, you re-record it. Note-payment cash flows are corrected from the note schedule, where deleting the payment also returns its schedule row to Scheduled.

What Syncs and What Doesn't

Every recorded cash flow has a matching row in the Banking Ledger. When you edit or delete a cash flow, the ledger entry is updated or removed in the same operation so the two views never disagree.

Synced on edit / delete:

• Banking Ledger entry — amount, date, category, and link to the deployment
• Deployment-level income totals — recomputed on next load
• Income Stacker aggregate — picks up the change on next view
• Analytics charts (income timeline, year-over-year) — recompute from the updated row

Not synced (intentional):

• Note payment status — if the cash flow originated from a recorded note payment, editing the cash flow does not roll back the note payment's status, and direct deletion is refused. Edit or delete the paid row from Asset Workspace → Payment Tracking if the underlying payment was wrong.
• Net worth snapshots — past snapshots are point-in-time records. They reflect what the data looked like at that moment and do not retroactively update when you edit historical cash flows.

If you edit a cash flow that originated from a note payment, the safer path is usually to edit the note payment itself, which cascades the correction into the linked cash flow + ledger entry.

Audit Trail

Edits and deletes are logged in your account's audit history. The cash-flow row itself does not display an "edited" badge in the UI — the change is silent from the user's perspective — but the activity is captured for compliance and traceability.

Policy Stack is a tracking and visualization tool. It does not provide financial advice, recommendations, or opinions on what you should do with your banking system.

Policy Stack is independent of and is not affiliated with, sponsored by, or endorsed by Infinite Banking Concepts, LLC or the Nelson Nash Institute.