Asset Cash Flow History and Outlook

Choose the income type, or select No regular income. Add past periods or an expected schedule when you have them. A primary home with a room or tenant still living there can track rent while keeping its primary-residence type. Other personal-use properties skip this step.

Recurring Contributions Are Not Income

The optional Recurring step records money scheduled to go into an eligible account. Policy Stack can log those contributions on schedule, but the account value still changes only when a balance or valuation is recorded.

Cash flow records money the asset produces. Keep contribution schedules and asset income separate so capital-in events are not counted as returns.

Recording Income On The Schedule

While a period is active, Policy Stack records its income on each scheduled date. This reads the schedule you defined — it is not confirmation from a bank or a tenant that the payment arrived. Entries created this way carry an Auto marker on the asset's own cash-flow list, so they can be told apart from receipts you recorded yourself.

For a pro-rata promissory note, the schedule behaves differently because cadence cannot determine whether a payout is principal, interest, or both. Each due date creates a Review payout prompt on Home with the expected amount prefilled. The item remains outside recorded totals and the Banking Ledger until the user confirms the amount and allocation.

Edit income periods on the asset detail page carries a Record income on this schedule switch, on by default:

• On — each period is recorded as income on its date.
• Off — nothing is recorded automatically. The expected amount, the periods, and every projection built on them are unchanged; only the automatic recording stops. Record each payment yourself, or use Backfill for past periods.

Turning the switch back on resumes from the next scheduled date. It does not fill in the periods that elapsed while it was off — use Backfill for those.

After Setup

The saved periods define the history and outlook for the asset. Record or backfill Actual cash receipts from the asset detail page. Editing an Actual receipt changes the recorded cash-flow history; changing a projected period changes the expected schedule.

Policy Stack is a tracking and visualization tool. It does not provide financial advice, recommendations, or opinions on what you should do with your banking system.

Policy Stack is independent of and is not affiliated with, sponsored by, or endorsed by Infinite Banking Concepts, LLC or the Nelson Nash Institute.