Adding Past Loan Activity

One row per activity

Choose Loan draw or Loan repayment for each row, then record the amount, date, and rate when your source provides it.

• For a draw, enter what it funded, an optional purpose category, or link a tracked asset.
• For a repayment, choose Principal, Interest only, or Unknown split. An unknown split stays unresolved rather than being treated as principal.
• Use the date and rate printed in the source when available. A blank rate remains a modeled fallback if it is later used.

Start from a dated balance

If the account already had a recorded balance, select Start from a dated statement balance and enter the statement date and balance. That balance is a cutover, not another draw. Activity before the cutover is already represented by it and is not applied again. Use Includes activity on date to state whether same-day entries are covered by the statement.

How totals work

The grid totals draws, repayments, and the resulting recorded balance. A dated starting balance covers earlier activity; only later uncovered entries move the balance. Policy Stack does not silently add a balancing event, infer a missing repayment split, or hide incomplete history.

After saving

Historical draws and repayments appear in Loan Activity. Saved rows are not duplicated when you retry after a partial failure. Use Log repayment for a new go-forward payment.

Related: Importing a Loan Accounting Statement · How Policy Loans & Draws Work · Recording a Policy Loan · Tracking Policy Loans

Policy Stack is a tracking and visualization tool. It does not provide financial advice, recommendations, or opinions on what you should do with your banking system.

Policy Stack is independent of and is not affiliated with, sponsored by, or endorsed by Infinite Banking Concepts, LLC or the Nelson Nash Institute.