Connecting with an Advisor

An Advisor Invites You

If your advisor already has a Policy Stack Advisor account, they can invite you to connect while you own and pay for your own account, or provide Builder Pro access through a practice-paid seat.

Invite to Connect — You Own the Account

Your account and subscription remain yours; you pay after the trial. A public advisor referral link still offers the normal Policyholder or Advisor + Policyholder choice; Policy Stack shows the named connection confirmation only when your login email has an unambiguous pending client-paid CRM invitation. The advisor identified by the clicked link disambiguates overlapping invitations; without trustworthy link attribution, Policy Stack does not choose one automatically.

Provide Seat — The Practice Covers Builder Pro

After acceptance, the practice covers Builder Pro access for the seat period and the advisor connection is created. This dedicated seat flow does not use the client-paid connection confirmation. Setup then shows your advisor's note, asks Is this your name? (filled in when your advisor entered it), What matters most, and a short lesson, then opens Home. There is no plan step.

Your Advisor Prepared Policies for You

If your advisor set up your policies in Policy Stack before you created your account, a card on your Home offers to connect and populate your account in one step. See When Your Advisor Sets Up Policies for You for how that card works.

Advisor Access Levels

When you connect with an advisor, you choose the level of data access they have. Policy Stack offers three access levels:

Read/write Your advisor can view all shared data and make additions or edits, including entering snapshots, adding loans, recording loan repayments, and updating records. All changes are logged with the source (advisor vs. account holder) in the Banking Ledger.

Read-only Your advisor can see your shared policies, loans, deployments, snapshots, and goals, but cannot make changes to your data.

No data access The advisor remains in your connection history or CRM relationship state, but does not have access to your banking system data.

Adjusting or Revoking Access

Revoking access takes effect immediately. Your advisor loses access to your account data the moment you disconnect.

Privacy and Data Sharing

Policy Stack is built on the principle that your banking system data belongs to you. Advisor connections are designed with that in mind:

• You initiate or explicitly accept every connection
• You choose the access level
• You can revoke access at any time with immediate effect
• Advisor actions in your account are logged separately in the Banking Ledger
• Policy Stack does not share your data with any third party other than your explicitly connected advisors

If you have questions about a specific data access scenario, contact support@policystack.co.

Policy Stack is a tracking and visualization tool. It does not provide financial advice, recommendations, or opinions on what you should do with your banking system.

Policy Stack is independent of and is not affiliated with, sponsored by, or endorsed by Infinite Banking Concepts, LLC or the Nelson Nash Institute.