What Is Capital Deployment

There are four shapes:

• Cash flow — the asset pays you on a schedule: a rental's rent, a promissory note's payments, a syndication's distributions. The headline is the income it produces.
• Appreciation — the asset grows in value rather than paying you: a brokerage account, crypto, or a property held for appreciation. The headline is its Rate of Return (IRR) and growth since inception.
• Hybrid — the asset does both, like a rental that pays monthly and appreciates. Policy Stack shows the income and the growth together.
• Value-only — a value you simply track over time with no income model, such as a savings balance. You record its current value and watch it move.

When you add an asset, you choose its type and income type. Past income and an expected schedule are optional. A primary home with rent from a tenant or roommate stays a primary residence and is tracked as Hybrid. You can also change Tracked as on the asset workspace if its role changes. The assets list groups by that role, and each asset's detail page leads with the metric that fits it.

What Policy Stack Tracks

For each deployment, Policy Stack records:

• Deployment name — a description of where the capital is deployed
• Amount deployed — how much capital was directed to this opportunity
• Start date — when the deployment began
• Return rate — the expected or actual annual return of the deployment
• Linked policy loan — which policy loan funded this deployment
• Cash flows — individual capital events (inflows and outflows) over the life of the deployment
• Status — Active, Completed, or Paused

The Relationship Between Loans and Deployments

Every deployment in your banking system traces back to a policy loan. Policy Stack allows you to link deployments to their source loans, giving you a clear picture of:

• Which policy is providing the capital
• What the loan rate is (your cost of capital)
• What the deployment is returning
• The spread between the two

Deployment Status

• Active — capital is currently deployed and generating returns
• Completed — the deployment has concluded and capital has been returned
• Paused — the deployment is temporarily inactive

Why Track Deployments?

Tracking deployments gives you visibility into how your banking system's capital is working outside the policy. Combined with your policy data and loan records, deployment tracking completes the picture of your capital cycle: fund, grow, deploy, restore.

Policy Stack is a tracking and visualization tool. It does not provide financial advice, recommendations, or opinions on what you should do with your banking system.

Policy Stack is independent of and is not affiliated with, sponsored by, or endorsed by Infinite Banking Concepts, LLC or the Nelson Nash Institute.